Understanding Property Title Verification in Kerala

Property title verification is a crucial step in any real estate transaction in Kerala. This process ensures that the property you intend to purchase has a clear and marketable title, free from any legal encumbrances or disputes.

Why Title Verification is Essential

In Kerala, property disputes are common, often arising from unclear titles or inheritance issues. Proper title verification can prevent future litigation and financial losses.

Key Documents to Verify

• Title Deeds - Chain of documents for the past 30 years
• Encumbrance Certificate from Sub-Registrar office
• Property Tax Receipts
• Building Permit and Completion Certificate
• Mutation Records (Pokkuvaravu)

Common Issues to Watch For

Many property transactions in Kerala face challenges such as:

• Unauthorized constructions
• Boundary disputes
• Inheritance claims by legal heirs
• Mortgage or loan charges
• Government acquisition notices

Legal Process

The verification process involves examining documents at multiple government offices including Village Office, Taluk Office, and Sub-Registrar office. It's advisable to engage a legal professional for thorough verification.